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What does a mortgage adviser do?

A mortgage
adviser

Finding a suitable mortgage is not easy. First of all, it is important to know how much you can borrow or save by refinancing. Then a mortgage advisor will advise you which mortgage, from which mortgage lender, best suits your needs and possibilities. In short, the advisor helps you to find a low mortgage with conditions that suit your situation.

Independent
mortgage advice

HuisAssist compares independent mortgage advisers. These mortgage advisors have no contracts with mortgage lenders. This is why they compare different mortgages from different mortgage lenders. In this way they look at which mortgage from which mortgage lender suits you best.

Mortgage advisor
obligatory?

A mortgage adviser is not obligatory when buying a house. Nevertheless, a mortgage adviser is of great importance in finding a suitable mortgage. An independent mortgage adviser compares various mortgage lenders and mortgages for you. It is possible to take out a mortgage without mortgage advice. This is called execution only. You then pay distribution costs for taking out the mortgage.

Compare
mortgage advisers

HuisAssist helps you to find a suitable mortgage adviser. Comparing mortgage brokers is very important. The costs of a mortgage consultant can vary greatly. Keep in mind that there are also distribution costs added to the mortgage. If you request the advice through the mortgage lender, you often only pay the consultancy fees. However, this advice is often not entirely independent. If you want to compare several mortgage lenders, you need an independent mortgage adviser.

VAT Mortgage Advice

You pay no VAT over the costs of mortgage advice. Even if you do not take out a mortgage. Only if you request advice without buying a home, you must pay 21% VAT.

A mortgage advisor

Finding a suitable mortgage is not easy. First of all, it is important to know how much you can borrow or save by refinancing. Then a mortgage advisor will advise you which mortgage, from which mortgage lender, best suits your needs and possibilities. In short, the advisor helps you to find a low mortgage with conditions that suit your situation.

Independent mortgage advice

HuisAssist compares independent mortgage advisers. These mortgage advisors have no contracts with mortgage lenders. This is why they compare different mortgages from different mortgage lenders. In this way they look at which mortgage from which mortgage lender suits you best.

Mortgage advisor obligatory?

A mortgage adviser is not obligatory when buying a house. Nevertheless, a mortgage adviser is of great importance in finding a suitable mortgage. An independent mortgage adviser compares various mortgage lenders and mortgages for you. It is possible to take out a mortgage without mortgage advice. This is called execution only. You then pay distribution costs for taking out the mortgage.

Hypotheekadviseurs vergelijken

HuisAssist helps you to find a suitable mortgage adviser. Comparing mortgage brokers is very important. The costs of a mortgage consultant can vary greatly. Keep in mind that there are also distribution costs added to the mortgage. If you request the advice through the mortgage lender, you often only pay the consultancy fees. However, this advice is often not entirely independent. If you want to compare several mortgage lenders, you need an independent mortgage adviser.

VAT Mortgage Advice

You pay no VAT over the costs of mortgage advice. Even if you do not take out a mortgage. Only if you request advice without buying a home, you must pay 21% VAT.

How do I find a mortgage advisor?

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You choose the right mortgage advisor

The mortgage advisor contacts


Fill in your details

 


Receive the best options by E-mail

 


You choose the right mortgage advisor

 


The mortgage advisor contacts you

 

Why a mortgage advisor via HuisAssist?

Free Guidance

HuisAssist provides free guidance during the purchase.

Personal Assistant

Customised advice and personal assistance.

Best Offers

Compare and save costs on a mortgage advisor.

Reliable

We only refer to reliable advisers.

Independent

There are no mortgage advisors who have an edge.

No Obligations

You are not obliged to make an appointment.

All services in one place

Frequently asked questions

The costs for a mortgage consultant vary. It takes an advisor on average between 20-30 hours to come up with a solid mortgage advice for you. The total cost is approximately between €1,600 and €3,500.

No, a mortgage adviser is not compulsory. However, it is recommended. Another option is to go directly to a mortgage lender. They will often only be able to offer you their own mortgage.

There are different types of mortgage advisers. An official independent mortgage adviser is required by law to be independent and may not receive any commission from the mortgage lender. However, there are also mortgage brokers who work with different mortgage lenders.

A mortgage advisor helps in finding the right mortgage for your situation. The mortgage consultant has knowledge of the current market and has insight into how the market will look in the future. This way, you can be sure that you are making the best mortgage choice. The mortgage consultant will calculate your maximum mortgage and which mortgage lender has the most favourable interest rates and conditions. This way, you’ll be best off in the long run.

A mortgage adviser is legally obliged to comply with the WFT. This is the  Dutch ‘Financial Supervision Act’. This is monitored by the Financial Markets Authority (AFM). This ensures that the mortgage adviser has the right papers to be able to carry out the work.

The costs of the mortgage advice are deductible from the income tax as far as they are related to the mortgage itself. Advice costs for insurances with the mortgage are unfortunately not deductible.

Assistance from A to Z when buying a house

HuisAssist is always available for you free of charge during the entire process of buying a new house. So both during the buying process and during the move. We provide advice throughout the entire process and always look for the best service providers. Whether you need a buying agent or the best deal for a handyman. In short, we can help you with everything.

Always the best deal

HuisAssist compares hundreds of specialists based on your preferences, so we have a suitable solution for everyone. We always look for the best deal for you, so you never pay too much.

Would you rather be helped with one step or service? No problem, we are happy to help you.

No, there are no obligations

Even if you only want to receive advice, we are happy to help. So every mail you receive is completely free of charge and without obligation. Don’t want to use our deals or specialists? No problem, it’s up to you!

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