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What does an appraiser do?

Why do I need an appraisal?

The purpose of a valuation is to establish the selling price of a property. Mortgage lenders almost always require a valuation before they can issue a mortgage. They do this to protect their own investment. If the actual market value of the property is lower than the sale price and it is no longer possible for you to pay the mortgage, the lender cannot sell the property for the sufficient amount to cover the loan.

Note: A valuation report from a certified appraiser is mandatory for mortgage lending.

Reasons for valuation

There are several reasons why you may want to get an appraisal of your property. The most common reason is that you have just bought a house. However, there are more reasons why you might want a valuation report, such as:

  • Buying a new house for mortgage applications
  • When taking out or increasing a new mortgage
  • To determine the rebuild value after a renovation
  • When appealing the WOZ value
  • When you want to transfer your home
  • When assets need to be divided

Tasks of an
property valuer

An appraiser independently estimates the value of a property. An appraisal, as mentioned, is needed for various things. However, the most common reason is the purchase of a new home. The appraiser will never estimate a property value just like that. This is why an NWWI-certified appraiser must be involved in an official valuation.

The first step of the appraisal is ‘recording the property’. Here, the appraiser ensures that as much information as possible is recorded. This includes the size of the house, its quality and the entire interior and exterior. For example, the layout of the house is important, as well as the maintenance condition and finish of the house. In addition, the appraiser will gather information about the neighbourhood and comparable houses that have recently been sold.

When all information has been gathered and processed by the appraiser, he or she will draw up an appraisal report. This will describe the property and substantiate the house value. When you need a NWWI validated valuation report, the NWWI will also assess the valuation report. This report must meet strict requirements.

Important to know: Real estate agents involved in the purchase may not prepare a valuation report because they are involved in the negotiations.

Costs of a
property valuation

The cost of a valuation has risen considerably in recent years. This is due to stricter regulations. Nowadays, a valuation costs at least 525 euros. Of course, this depends on the region, the type of property and the size of the property. Not every appraiser charges the same price, so it is important to compare appraisers before working with one. Research by HuisAssist has shown that valuers’ prices vary between 500 and 900 euros across the Netherlands.

Different costs for different appraisals

The cost of a valuation can differ based on the type of property. Below is an overview of property types where prices are different from the standard valuation prices communicated by the appraisers themselves. Here are some types of homes where the valuation is higher in many cases:

  1. New build home
  2. Flat
  3. Partial business premises
  4. House larger than 200 m2

How long does an appraisal take?

Making an appointment with an appraiser can sometimes take a long time. During busy periods, appraisers are very busy. Once you have an appointment, the ‘home recording’ usually takes no more than an hour. Next, the appraiser has to prepare an entire report. This appraisal value assessment process usually takes between 3 to 10 working days. In a hurry to schedule an appraisal? Let HuisAssist know. HuisAssist will then work as quickly as possible for you to find the fastest available appraiser.

Compare property valuers

HuisAssist compares the available appraisers in your area. As soon as you enter your details, HuisAssist will search for the most suitable valuers for you. At HuisAssist, we look at the available appraisers for the best price. So you will receive the 3 best appraisers in your mail, after which you can choose which appraiser you want to work with. Once you have made your choice, the appraiser will contact you to arrange an appointment. Below are some requirements based on what appraisers are selected:

Appraiser price

Everyone does not want to pay too much for an appraisal. That’s why HuisAssist looks for the cheapest appraiser in the area. You can’t find it cheaper than this in your area.

Distance from the valuer

In every municipality, the distance at which the appraiser may be located is determined by law. Below you have an overview of the distances at which the appraiser may be located:

Standard Maximum 20 kilometer distance
Amsterdam, Den Haag, Utrecht & Rotterdam Maximum 10 kilometer distance
Province Groningen, Friesland & Zeeland Maximum 30 kilometer distance

If the valuer is located at a greater distance, then the valuation report will be invalid. Therefore, it is important that you pay attention to this when choosing a suitable valuer. At HuisAssist we calculate this for you. You will also see this distance when choosing an appraiser.

Availability of the appraiser

As soon as you indicate that the appraisal should be carried out within a certain period of time, HuisAssist makes sure that the appraiser can guarantee this. In several cases, you need the valuation report within a short time. Make sure you indicate this clearly to the assistant.

Note: At HuisAssist you will see the prices of valuers with an NWWI validated report. Many websites show prices without a report. Therefore, these prices are often low!

> Found a property valuator? Find a suitable notary right here

Independent Assistance

HuisAssist offers independent assistance in finding a certified appraiser. If you’re looking for a professional appraiser, you’ve come to the right place. At HuisAssist, we compare experienced appraisers with years of experience in valuing homes.

Through HuisAssist you get an accurate and reliable valuation, where the appraisers take into account the current market value and the specific features of your current or purchased home. The valuations are based on the most recent data, market trends and references, so you can be sure of an accurate and fair valuation.

Our appraisers work according to the standards and guidelines of the Dutch Housing Value Institute (NWWI), so you are assured of high-quality service. All valuers are also members of the Association of Registered Valuers (VRT), which further underlines their expertise and reliability.

Enter your preferences and compare appraisers today and get in touch directly with the best appraisers to schedule an appointment. We are happy to help you find a suitable appraiser.

Popular cities

View available appraisers in one of the popular cities below. Looking for an appraiser in another city? No problem! HuisAssist is active throughout the Netherlands. Enter the address to be appraised and HuisAssist will search for the best appraiser for you.

Amsterdam Haarlem
Utrecht The Hague
Groningen Amersfoort
Eindhoven Rotterdam
Zaandam Almere
Maastricht Zwolle

Why get an appraiser through HuisAssist?

Free Advice

Free advice and guidance throughout the valuation process.

Personal Assistance

Customized advice and personal guidance.

Best Deals

Compare and save costs on an appraiser.


We only refer to certified appraisers.


There are no appraisers who have an advantage.

No Obligations

You are not required to make an appointment.

All services in one place


Nederlands Woning Waarde Instituut

The NWWI is the Dutch Housing Value Institute. The NWWI approves all appraisal reports and ensures that these appraisals are drawn up according to the guidelines. Only appraisers who can meet the strict quality requirements may register with the NWWI. To obtain home financing, both with and without National Mortgage Guarantee, an appraisal report validated by the NWWI is required. So pay attention to this!

At HuisAssist all connected appraisers meet the guidelines of the NWWI.

Having an appraisal performed and validated by the NWWI is mandatory to apply for a mortgage with lenders such as banks. Only in exceptional situations is an appraisal not necessary, such as when you have a mortgage that is much lower than the WOZ value of your house. We recommend always having the house appraised.

An appraisal usually costs between € 550 and € 950. Since the end of 2021, the rules regarding the home valuation are a lot stricter. This means that the appraiser must do more work for an appraisal. This is why the valuations have become a lot more expensive since this year!

Yes, the appraisal costs are tax deductible

The choice of an appraiser is very important. An appraisal firm with local knowledge and experience is highly valued by clients. It is also important to remember that your buying agent should not be your appraiser.

The distance between the home and the appraiser is very important. Depending on the population density in a region, the appraiser’s office should be no more than 10 to 30 miles from the home in question.

No, there are no obligations. Even if you only want to receive advice we are happy to help you. So every mail you receive is completely free and without obligation. However, do you not want to use our deals or specialists? No problem, it’s up to you!

Assistance from A to Z

HuisAssist is there for you free of charge throughout the entire process of buying a new house. So both during the purchase and the move. We provide advice throughout the entire process and refer you to the right specialists. Whether you need a buying agent or the best deal for a handyman. In short, we can help you with everything.

Always the best deal

HuisAssist compares hundreds of specialists based on your preferences, so we have a suitable solution for everyone. We always look for the best deal for you, so you never pay too much.

Would you rather be helped with one step or service? That’s no problem, we are happy to help you.

Blog appraiser

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What does an appraiser do?

An appraiser is someone who specialises in determining the value of a property. This could, for example, be a house, land or another real estate. To do this, the appraiser…
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