What does an appraiser do?

The purpose of a valuation is to establish the selling price of a property. Mortgage lenders almost always require a valuation before they can issue a mortgage. They do this to protect their own investment. If the actual market value of the property is lower than the sale price and it is no longer possible for you to pay the mortgage, the lender cannot sell the property for the sufficient amount to cover the loan.

Note: A valuation report from a certified appraiser is mandatory for mortgage lending.

Reasons for valuation

There are several reasons why you may want to get an appraisal of your property. The most common reason is that you have just bought a house. However, there are more reasons why you might want a valuation report, such as:

• Buying a new house for mortgage applications
• When taking out or increasing a new mortgage
• To determine the rebuild value after a renovation
• When appealing the WOZ value
• When you want to transfer your home
• When assets need to be divided

An appraiser independently estimates the value of a property. An appraisal, as mentioned, is needed for various things. However, the most common reason is the purchase of a new home. The appraiser will never estimate a property value just like that. This is why an NWWI-certified appraiser must be involved in an official valuation.

The first step of the appraisal is ‘recording the property’. Here, the appraiser ensures that as much information as possible is recorded. This includes the size of the house, its quality and the entire interior and exterior. For example, the layout of the house is important, as well as the maintenance condition and finish of the house. In addition, the appraiser will gather information about the neighbourhood and comparable houses that have recently been sold.

When all information has been gathered and processed by the appraiser, he or she will draw up an appraisal report. This will describe the property and substantiate the house value. When you need a NWWI validated valuation report, the NWWI will also assess the valuation report. This report must meet strict requirements.

Important to know: Real estate agents involved in the purchase may not prepare a valuation report because they are involved in the negotiations.

The cost of a valuation has risen considerably in recent years. This is due to stricter regulations. Nowadays, a valuation costs at least 525 euros. Of course, this depends on the region, the type of property and the size of the property. Not every appraiser charges the same price, so it is important to compare appraisers before working with one. Research by HuisAssist has shown that valuers’ prices vary between 500 and 900 euros across the Netherlands.

Different costs for different appraisals

The cost of a valuation can differ based on the type of property. Below is an overview of property types where prices are different from the standard valuation prices communicated by the appraisers themselves. Here are some types of homes where the valuation is higher in many cases:

1. New build home
2. Flat
3. Partial business premises
4. House larger than 200 m2

Making an appointment with an appraiser can sometimes take a long time. During busy periods, appraisers are very busy. Once you have an appointment, the ‘home recording’ usually takes no more than an hour. Next, the appraiser has to prepare an entire report. This appraisal value assessment process usually takes between 3 to 10 working days. In a hurry to schedule an appraisal? Let HuisAssist know. HuisAssist will then work as quickly as possible for you to find the fastest available appraiser.

HuisAssist compares the available appraisers in your area. As soon as you enter your details, HuisAssist will search for the most suitable valuers for you. At HuisAssist, we look at the available appraisers for the best price. So you will receive the 3 best appraisers in your mail, after which you can choose which appraiser you want to work with. Once you have made your choice, the appraiser will contact you to arrange an appointment. Below are some requirements based on what appraisers are selected:

Appraiser price

Everyone does not want to pay too much for an appraisal. That’s why HuisAssist looks for the cheapest appraiser in the area. You can’t find it cheaper than this in your area.

Distance from the valuer

In every municipality, the distance at which the appraiser may be located is determined by law. Below you have an overview of the distances at which the appraiser may be located:

If the valuer is located at a greater distance, then the valuation report will be invalid. Therefore, it is important that you pay attention to this when choosing a suitable valuer. At HuisAssist we calculate this for you. You will also see this distance when choosing an appraiser.

Availability of the appraiser

As soon as you indicate that the appraisal should be carried out within a certain period of time, HuisAssist makes sure that the appraiser can guarantee this. In several cases, you need the valuation report within a short time. Make sure you indicate this clearly to the assistant.

Note: At HuisAssist you will see the prices of valuers with an NWWI validated report. Many websites show prices without a report. Therefore, these prices are often low!

> Found a property valuator? Find a suitable notary right here

HuisAssist offers independent assistance in finding a certified appraiser. If you’re looking for a professional appraiser, you’ve come to the right place. At HuisAssist, we compare experienced appraisers with years of experience in valuing homes.

Through HuisAssist you get an accurate and reliable valuation, where the appraisers take into account the current market value and the specific features of your current or purchased home. The valuations are based on the most recent data, market trends and references, so you can be sure of an accurate and fair valuation.

Our appraisers work according to the standards and guidelines of the Dutch Housing Value Institute (NWWI), so you are assured of high-quality service. All valuers are also members of the Association of Registered Valuers (VRT), which further underlines their expertise and reliability.

Enter your preferences and compare appraisers today and get in touch directly with the best appraisers to schedule an appointment. We are happy to help you find a suitable appraiser.

View available appraisers in one of the popular cities below. Looking for an appraiser in another city? No problem! HuisAssist is active throughout the Netherlands. Enter the address to be appraised and HuisAssist will search for the best appraiser for you.